TERMS AND CONDITIONS

for Digital Products & Services

Last updated: January 1st, 2026

1. Scope & Provider Information

These Terms and Conditions (“Terms”) apply to all contracts concluded via this website between you (“Customer”) and:

[YOUR LEGAL BUSINESS NAME]
Legal form: Einzelunternehmen
Address: Kirchplatz 1, 85649 Brunnthal, Germany
Email: [email protected]
Website: https://www.into-gold.com

The offer is directed exclusively at consumers and entrepreneurs within the meaning of §13 and §14 German Civil Code (BGB).

2. Subject Matter of the Contract

The Company offers digital products, including but not limited to:

• downloadable files (PDFs, journals, guides)
• digital courses and recordings
• guided meditations, audio content
• coaching-related digital materials
• online programs with instant access

Unless explicitly stated otherwise, no physical goods are shipped.

3. Conclusion of Contract

The presentation of products on this website does not constitute a legally binding offer, but an invitation to place an order.

A contract is concluded when:

You complete the checkout process, and

Payment is successfully processed, and

You receive an order confirmation by email.

4. Prices & Payment

All prices shown are final prices and include applicable VAT unless stated otherwise.

Payment is processed via the payment methods offered at checkout. Access to digital products is granted only after successful payment.

5. Delivery & Access to Digital Content

Digital products are provided electronically.

Depending on the product, access is granted:

• immediately after purchase, or
• via download link, or
• via login credentials sent by email

You are responsible for ensuring that the email address provided is correct and that your system meets the technical requirements to access the content.

6. Right of Withdrawal (Digital Products)

6.1 Statutory Right of Withdrawal

Consumers generally have a statutory right of withdrawal of 14 days.

6.2 Waiver of Right of Withdrawal for Digital Content

For digital products with immediate access, the following applies:

By completing the purchase, you expressly agree that:

The Company begins performance of the contract before the end of the statutory withdrawal period, and

You acknowledge that you lose your right of withdrawal once access to the digital content has been granted.

This consent is obtained explicitly during checkout.

7. No Refund Policy for Digital Products

🚫 No Refunds for Digital Content

Due to the nature of digital products and immediate access:

• All sales of digital products are final
• No refunds or returns are offered once access has been granted

This applies regardless of:
• usage
• subjective dissatisfaction
• lack of desired results
• change of personal circumstances

Refunds are only possible if:
• access to the product was not provided due to a technical error attributable to the Company

In such cases, the Company may, at its discretion:
• restore access, or
• issue a refund

8. License & Intellectual Property

All content provided remains the intellectual property of the Company.

You are granted a limited, non-exclusive, non-transferable license for personal use only.

You may not:
• share, resell, sublicense, or distribute the content
• reproduce or modify content for commercial purposes
• make content publicly available

Any unauthorized use constitutes a violation of copyright law.

9. Coaching, Meditations & Personal Responsibility Disclaimer

The Company offers content related to:
• personal development
• mindset work
• meditation & self-reflection
• future self and identity work

These offerings:
• do not constitute medical, psychological, legal, or financial advice
• are not a substitute for professional treatment or counseling

You are fully responsible for your:
• mental and emotional well-being
• decisions, actions, and results

If you have a medical or mental health condition, consult a licensed professional before engaging with the content.

10. No Guarantees of Results

The Company makes no guarantees regarding:
• specific results
• personal transformation
• emotional outcomes
• financial or business success

Results depend on individual factors outside the Company’s control.

11. Liability

The Company is liable without limitation in cases of:
• intent
• gross negligence
• injury to life, body, or health

In cases of slight negligence, the Company is liable only for breach of essential contractual obligations (cardinal duties), and liability is limited to foreseeable, typical damages.

Any further liability is excluded.

12. Technical Availability

The Company does not guarantee uninterrupted or error-free availability of the website or digital products.

Temporary restrictions due to maintenance, updates, or third-party services do not constitute a defect.

13. Third-Party Services

The Company is not responsible for disruptions caused by third-party providers, including but not limited to:
• payment processors
• hosting services
• email providers

Any claims must be asserted against the respective provider.

14. Call & Session Bookings (if applicable)

If your purchase includes calls or sessions:

• Scheduling is your responsibility
• Bookings are non-refundable
• Cancellations must be made at least 48 hours in advance

Failure to attend or cancel in time results in forfeiture of the session.

15. Data Protection

Personal data is processed in accordance with the Company’s Privacy Policy, available on this website.

16. Governing Law & Jurisdiction

These Terms are governed by the laws of the Federal Republic of Germany, excluding the UN Convention on Contracts for the International Sale of Goods (CISG).

If you are a merchant, legal entity, or special fund under public law, the place of jurisdiction is the Company’s registered office.

17. Severability Clause

If any provision of these Terms is invalid or unenforceable, the remaining provisions remain unaffected.

18. Amendments

The Company reserves the right to amend these Terms at any time. The version valid at the time of purchase applies.